At our house, and with all the pups in our big pack, seems someone is always goin’ to see the lady in the white coat. I don’t mind goin’ so much cause she’s purdy nice except for them there sharp things she has. For some reason she’s always a wantin’ our blood and pokin’ us with needles. Kind a makes me wonder ’bout her! But, when we get sick or hurt, she helps us feel better so I guess I let her have a bit of blood if’n that’s what she wants WOOF! After she’s looked us all over real good and poked us with them needles, I see my Lady givin’ her some of that green paper stuff she calls money. I’m really a thinkin’ that vet Lady’s a bit on the strange side! Blood and green paper and somehow we feel better…hum.
My Lady says the green stuff is money and it’s payment for takin’ care of us. She also says that planning for pet health care is an important part of keepin’ us healthy. Since, I obviously don’t know nothin’ ’bout it, I’m gonna let my Lady s’plain why it’s so important.
Planning for Pet Health Care
Being able to afford inevitable pet health care costs is all about planning for them and preparing your finances to be able to afford them. Like our own health care cost, there are the expected and unexpected medical costs that come along with pet ownership. Being prepared for those costs makes it so much easier to make decisions for your pet that aren’t going to be motivated or changed because of money. Rather than cutting care in order to save money, plan for care well ahead of time and it might end up in you saving money on health care.
Use these tips to help in planning for pet health care costs.
Understand Pet Health Care Costs
Every pet is different, and so are the health care costs that are usually associated with each type of animal. However, there are similar services and treatments that each type of pet is going to need, and the general costs for these can easily be added up. Understand what the health care costs are for the type of pet you are considering and determine whether your income can support that. Additionally, look at the top five ailments that the pet you are considering is most likely to suffer from. Are the costs from those treatments way out of your comfort zone? If you said yes, it does not mean that you should abandon the idea of pet ownership, but better planning is needed.
Consider Health Care Insurance
The costs of pet health care are much lower than they are for humans, but they can still be a shock for anyone that is faced with the sudden illness of their beloved pet. Insurance coverage works in much the same way human insurance coverage works. Regularly scheduled vet appointments, shots and treatments are necessary for your dog, and the cost of annual health care insurance is comparable to the amount you would pay for normal medical expenses. When you consider the costs that insurance were to cover if your pet was injured or became ill, insurance just makes financial sense.
Weigh Insurance Options and Begin Saving
Weigh out the many different insurance options and plans that are available to you, much like you did for your own health insurance. In addition to purchasing a plan, begin a small savings account for unexpected health care costs that can arise. In most cases, setting aside twenty to fifty dollars per month is an easy and painless way to prepare yourself for any serious illness, boarding and treatments that can come up.
Take Preventative Measures
A lot of common health care issues in pets is related to their diet and health, so eliminate as many costs as you can through smart ownership. Regularly exercise your pet, meet their dietary needs, avoid overfeeding and provide them with the companionship that they deserve because all of that plays a huge role in their health. Healthier pets can reduce the chance of illness and help keep future medical costs to a minimum.